U2ME supports the expansion of financial services through Business Facilitator (BF) and Business Correspondent (BC) models, helping banks and other eligible financial institutions extend their reach to customers in underserved and developing markets.
Our focus is on improving accessibility while supporting efficient customer acquisition, documentation, servicing and financial awareness.
U2ME works as a Direct Selling Agent (DSA) / Direct Marketing Agent (DMA) for eligible banks, NBFCs and financial institutions for the distribution of financial products.
Our distribution capabilities may include:
- Retail and business loans
- Micro-credit products
- SME financing
- Credit cards
- Insurance and other financial products, where appropriately authorized
- Mutual funds and investment products, where appropriately authorized
- Savings and other financial solutions
We aim to make financial products more accessible while maintaining a customer-centric and transparent approach.
U2ME’s business objectives include supporting development-oriented financing through medium-term and long-term funding solutions for eligible activities in areas such as:
- Agriculture and allied activities
- Small businesses and enterprises
- Industry and local economic development
- Market linkage and value-chain development
- Habitat and related development activities
Where lending or financing activities require specific regulatory authorization, U2ME undertakes such activities through appropriate regulated entities and legally permissible business arrangements.
U2ME seeks to support micro-enterprises, small businesses and emerging entrepreneurs by facilitating access to suitable credit and financial services.
Our approach focuses on connecting customers with appropriate financial institutions and helping strengthen the overall credit delivery ecosystem.
Financial inclusion goes beyond access to credit. U2ME also recognizes the importance of education, skill development and employability in creating sustainable economic opportunities.
Accordingly, our business objectives include supporting learning, vocational development, skill enhancement and training initiatives designed to improve employment and livelihood opportunities.