Board of Directors

Mr. Kartick Biswas
Director

Mr. Kartick Biswas is the Director of U2ME Financial Services Private Limited and has been associated with microfinance and capacity development-related activities for the last 25 years. He is an expert in SHGs, JLGs, rural appraisal, finance, funds, operations, and project monitoring. He understands & well manages the business plan. As the Head of U2ME, his role includes building and growing the company’s portfolio in these sectors. He has good leadership qualities and can lead and represent the organization in all areas. He has enriched his knowledge by attending different programmes and seminars in this field organized by different leading institutions for institutional development. Training imparted from RMK, NMDFC - New Delhi, Planet Finance, EDA, and Care India. He was recently selected to participate in the Harvard Business School-Accion Program on "Strategic Leadership on Inclusive Finance," Boston, USA. He is a certified participant in the IIM-A SIDBI Programme on Challenges of Managing Inclusive Finance in India held at the Indian Institute of Management, Ahmedabad, during November 2017. He is also a board member of AMFI-WB.

Mr. Apu Dhar
Director

Mr. Apu Dhar, the Director of U2ME Financial Services Private Limited, has more than 25 years of experience working in livelihood and microfinance programmes within the self-help group movement. He received his degree in Arts from the University of Calcutta. He has a wealth of knowledge in operation, finance, accounting, and retail activity. He exudes optimism, energy, friendliness, zeal and practicality. As a member of the faculty for in-house training, he has extensive experience in microfinance projects and training programmes.

Mr. Bijon Kanti Chowdhury
Non-Executive Director

Mr. Bijon Kanti Chowdhury is a banking and financial services professional with over 35 years of experience with UCO Bank. He led and managed corporate credit, treasury, and investment activities of the bank. He was in charge of the Industrial Finance Branch as Chief Manager and Assistant General Manager. He has immense knowledge in the banking and financial sector. He also spent 14 years as a faculty member in several reputed colleges and institutions of India, e.g., Bank’s Central Staff College and NEIBM, Guwahati. He is an extraordinary scholar and has magnificent academic records. He is a postgraduate in physics and has done CAIIB from the Indian Institute of Bankers. His last assignment was with UCO Bank as Deputy General Manager.

Mr. Anindya Sen
Non-Executive Director

Mr. Anindya Sen has retired as Sr. Vice President (Eastern Zone) from Axis Bank Ltd. He has worked as Zonal Head (East) of Retail Advances, SME Advances, and Credit Risk Management. He has vast experience in the financial & banking sector with profound knowledge in risk management and modern banking & financing systems. He has more than 41 years of work experience in banking & financial services, especially in the risk management domain. His educational qualifications are B.Sc. (Chemistry), B.A., and CAIIB. In Uttrayan, he looks after internal audit and risk management.

Mr. Kanchan Chakrabarti
Non-Executive Director

Mr. Kanchan Chakrabarti, B.Sc. (Hons.), CAIIB, retired in 2019 as the Dy. General Manager of United Bank of India and has more than 32 years of experience in corporate credit and retail credit. He was the member and convener of different credit committees of the bank. He occupied senior positions in the credit department as Senior Manager, Chief Manager, and Assistant General Manager at the UBI head office in Kolkata. Besides, he worked as a nodal officer of a bank in the Corporate Debt Restructuring Cell in Mumbai. He was headed to the bank's first retail credit hub in Kolkata and handled housing loans and mortgage-based trading loans. In April 2008, the bank nominated him for training at NIBM, Pune, for faculty members. He has passed the exams on treasury management conducted by NSE. In Uttrayan, he extends his expertise in finance, accounts, credit, and other control activity.